Payment Options
LeMoine Physical Therapy believes in the value of physical therapy for you and your family toward the goal of achieving total health and wellness. Therefore, we have created a pricing structure that is flexible enough to allow you to get the physical therapy treatment you need, no matter what your budget may be. Our office participates in most insurance programs will you can see below or you can call us at (410) 498-8828 if you have any questions. We also accept auto accident and workers’ compensation cases that require physical therapy treatment. For patients who have little or no physical therapy insurance coverage, flexible self-pay payment programs can be arranged. To learn more about our payment options for physical therapy and wellness care, you can call our Baltimore physical therapy office directly at (410) 498-8828 and one of our friendly staff will be happy to answer all your questions.
Physician Referral Is Often Not Required. Co-pays, Co-insurance And Deductibles Are Due At Time Of Services.
As a courtesy to our patients, we submit claims to all insurance companies. To ensure your claim is submitted in a timely fashion, please make sure to complete the appropriate patient form.
Auto Accident And Workers' Compensation
If you are seeking care for injuries arising from an auto accident, slip and fall, or any other form of personal injury please click the link below. Filling out paperwork prior to you first visit will help ensure that you are seen promptly at the time of your appointment. We will file Motor Vehicle claims and Workers' Compensation claims. Please make sure to fill out the appropriate form below to ensure that we have all the information required to file a clean claim.
Self-Pay
Payment at time of service is required. If your services are not covered by any insurance, we do offer a prompt payment rate for payment at the time of your visit. We are able to accept cash, checks, and payments from Visa, MasterCard, American Express and Discover.
Health Insurance
As a courtesy to our patients, we will verify your health benefits prior to your arrival to determine if there will be a copay, deductible, or coinsurance for therapy services. For those patients who do not have health insurance or those who have maxed out their benefits, we offer a private pay plan. Please contact us at (410) 498-8828 for more information on our fees for service and payment details.
LeMoine Physical Therapy accepts the following insurance plans, however if you don’t see your insurance, give us a call at (410) 498-8828 for verification.
- All Auto Insurances (MVA)
- All Worker’s Compensation
- Aetna – All Plans
- Alterwood Advantage
- Amerigroup
- BlueCross BlueShield: All Plans
- CareFirst – All Plans (BlueChoice requires a referral)
- Cigna: All Plans
- Cigna Healthspring
- Great West Health Care
- Johns Hopkins Healthcare Network (EHP)
- Maryland Individual Practice Associations, Inc (MD IPA)
- Maryland Physician Care
- Maryland Medicaid
- Medicare - including most Medicare Advantage plans
- Medstar Health Medical Assistance under 21
- Medstar Health with PHCS and Multiplan
- Priority Partners
- Private Health Care Systems (PHCS)
- Tricare West
- United Healthcare
- United Healthcare Americhoice
- Universal Smart Comp
- University of Maryland Health Advantage
- University of Maryland Health Partners
- University of Maryland Medical System (Health Plans)
- Veterans Administration
Auto Accidents
LeMoine Physical Therapy is able to accommodate patients involved in Baltimore auto accidents. Many local providers are unable or unwilling to treat patients involved in auto accidents. Dr. Gregory LeMoine has extensive experience in the rehabilitation and treatment associated with auto accidents.
There are many ways to pay for your care when injured in an auto accident. To determine which benefits may be available to you following an auto accident in Baltimore, either obtain a copy of your auto insurance declarations page or contact your insurance broker.
Here are some common coverages available to people injured in auto accidents in Baltimore:
Personal Injury Protection (PIP) Coverage: PIP is available to pay for care regardless of who is responsible for causing the Baltimore auto accident. It is usually written in amounts of $2,500 $5,000 or $10,000. While it may be waived while purchasing auto insurance, most patients elect to carry $2,500 in PIP. This money is used to help pay for care following an auto accident and is also used to help pay for short term lost wages if you take time off from work as a result of your injury.
Medical Payments (MedPay) Coverage: This is less common in Maryland but functions similarly to PIP. The benefits are used to pay for medical and chiropractic care associated with injuries sustained in an auto accident. There is no wage-loss component to MedPay. It strictly covers care.
Third Party Lien: In instances where you did not cause the auto accident and the other driver’s insurance company has accepted responsibility for your injuries LeMoine Physical Therapy will treat you for your injuries and will wait to receive payment for your treatment until your claim is settled. Upon termination of care you will be provided with all of your medical records and bills at which point and you can submit them to the at-fault third party insurance company. In instances where you do not receive compensation for your injuries you will be responsible to pay for your therapy upon termination of care. Many local offices in Baltimore will not allow patients to treat on a third party lien. LeMoine Physical Therapy is different and welcomes the opportunity to accommodate patients looking to explore this route.
Attorney Lien: This is similar to a third party lien, except the injured party has hired a personal injury attorney to represent his/her interest. Generally your attorney deals with all of the paperwork and communications with the other driver’s insurance company while you focus on treatment and recovery. Many patients find that personal injury attorneys are good resources for them while treating for a Baltimore auto accident injury since these attorneys can explain the process of recovery and since their attorneys can guide them and help them determine all potential benefits (third party limits of liability, uninsured/underinsured motorist coverage, PIP, etc.) available for compensation during and following treatment.
Without a doubt navigating the waters of auto accident injury and recovery can be confusing. It is hard to make a good decision when you are in pain or are being medicated. If you have any questions regarding payment for care associated with a Baltimore auto accident do not hesitate to call us at (410) 498-8828. We would be happy to answer any questions that you may have.
Workers' Compensation
For people injured on the job, workers’ compensation may be the only option for treatment. According to the State of Maryland Workers’ Compensation commission, injured employees must have suffered an injury while working and the injury must be an “accidental personal injury arising out of and in the course of employment.” In these instances, medical and chiropractic bills for treatment are paid for either by your employer’s Workers’ Compensation insurance or directly by your employer. While many patients that are treating for a Baltimore workers’ compensation injury have a lawyer, it is not required for treatment in this office.
If you have any question about how treatment for your work related injury will be covered, please do not hesitate to call us at (410) 498-8828. We would be happy to answer any questions that you may have.
Non-insured/Self-Pay
Our goal at LeMoine Physical Therapy is to allow everyone with physical therapy need to get treatment in Baltimore. For patients who have little or no Physical therapy insurance coverage, we can work with you to arrange a flexible payment program that fits your budget. Many patients choose to pay directly for their visits with the physical therapist, especially once they discover that PT treatments is actually extremely cost-effective and affordable. For these patients, physical therapy treatment is often less expensive and more effective than alternative pain treatments such as pain medications or invasive surgery.
We are able to accept cash, checks, and payments from Visa, MasterCard, American Express and Discover. If you have questions regarding what an initial visit or subsequent follow up visits would cost please call our office at (410) 498-8828. We would be happy to answer any questions that you may have.